Views
Address
10965 Holly Drive, Lusby, MD
Price
$ 619,900
Property Attributes
- MLS#MDCA2029668
- TypeSingle Family
- Listing Status ACTIVE
- CountyCALVERT
- CityLusby
- NeighborhoodCove Point
- Zip20657
- StyleCoastal,Traditional
- Year Built2006
- Taxes$ 4006
- Price$ 619,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1884
- Lot Size0.33 Acres
Data Source:
Bright MLS
Property Description
NEWS FLASH--- ASSUMABLE VA LOAN WITH 2.25% INTEREST RATE--- 10965 Holly Drive is a beautifully designed home in the very walkable community of Cove Point Beach in Lusby, MD, offering 2 private (community) beaches on the Chesapeake Bay. The location is approximately 75 minutes from Washington, DC, with no Bay Bridge crossing required. The Sellers have done an amazing job of updating and upgrading during the course of ownership since 2010. Standout features include unexpected ceiling heights throughout, perfect primary suite with adjoining flex space, large kitchen with upgraded appliances, family room with vaulted ceilings and fireplace that connects to the most coveted space...the screened porch! There is a flexible main-level bonus room suited for guests, a home office or hobby space. The living spaces have been recently painted, the rear yard is already fenced, a whole-house Hague water filtration and R.O. system has been installed, new outdoor shower was just completed, updated LVP floors are perfect of the beach and high traffic areas. Property amenities include porches and deck, hot tub, outdoor shower, a 12 x 20 shed. Cove Point Beach residents enjoy swimming, fishing, kayaking, SUP and birdwatching. Unwind in this nostalgic beach community atmosphere with a great vibe. Some furnishings and high end golf cart are negotiable items, separate from property contract. See community organization website for breakdown of voluntary vs required fees.
| Elementary School | Middle School | High School |
|---|---|---|
| Dowell Elementary School | Southern Middle School | Patuxent High School |
| Price History | |
|---|---|
| 7/28/2026 | Listed $619,900 |
General Features
| Living Area | 1884 |
|---|---|
| Sewer | Mound System,On Site Septic |
| Heating | Heat Pump(s) |
| Cooling | Central A/C |
| Utilities | Cable TV Available,Propane |
| Possession | Settlement |
| Roof | Architectural Shingle |
| Appliances | Built-In Microwave,Dishwasher,Dryer,Dryer - Front Loading,Freezer,Oven/Range - Gas,Refrigerator,Washer - Front Loading,Washer/Dryer Stacked,Water Heater |
| Zoning | R |
| HOA Fee | 180.00 |
| Garage Spaces | 2.00 |
| Association Fee Includes | Snow Removal,Common Area Maintenance |
| Patio/Porch Features | Deck(s),Patio(s),Porch(es),Screened |
| Architectural Style | Coastal,Traditional |
| Security Features | Carbon Monoxide Detector(s),Smoke Detector,Surveillance Sys |
| Construction Materials | Vinyl Siding,Stick Built |
| School District | CALVERT COUNTY PUBLIC SCHOOLS |
| Year Built | 2006 |
| View | Garden/Lawn |
| Levels | 2 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Section | 2 |
| Accessibility | None |
| Assoc Fee Paid Per | Annually |
| County | CALVERT |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Beach,Common Grounds,Water/Lake Privileges |
| HOA | Yes |
| Subdivision Name | COVE POINT |
| Facing Direction | Northeast |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 2 |
| Status | ACTIVE |
| Directions | Route 4 to Cove Point Rd to end into Cove Point Beach. Left on Holly Drive to home on the left. |
| City | LUSBY |
| Body of Water | Chesapeake Bay |
| Disclosures | Conserv Area,Flood Insurance Required,Prop Disclosure,Subject to Condo/HOA Docs |
| Association Name | COVE POINT BEACH ASSOCIATION |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 14400.00 |
| Tax Assessed Value | 372900.0 |
| Spa Features | Heated,Private |
| Tax Annual Amount | 4006.0 |
| Home Warranty Y/N | No |
| Property Condition | Excellent |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Count Main Level | 1.00 |
| Price Per Sq Ft Total AG | 329.03 |
| Acceptable Financing | Cash,Conventional,FHA,USDA,VA,Assumption |
| Additional Parcels Y/N | No |
| Historic Y/N | No |
| Lease Considered Y/N | No |
| Vacation Rental Y/N | No |
| Total SQFT | 1884 |
| Standard Status | Active |
| Year Built Source | Assessor |
| Legal Subdivision | COVE POINT |
| Tax Lot | 10R |
| Federal Flood Zone | AE |
| Association Recreation Fee | No |
Interior Features
| Interior Amenities | Ceiling Fan(s),Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Carpet,Dining Area,Primary Bath(s),Upgraded Countertops,Walk-in Closet(s) |
|---|---|
| Heating Fuel | Electric |
| Flooring | Luxury Vinyl Plank,Partially Carpeted |
| Total Fireplaces | 1 |
| Fireplace Features | Gas/Propane |
| Hot Water | Electric |
| Basement (Y/N) | No |
| Heating Y/N | Yes |
| Window Features | Double Pane,Vinyl Clad |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 1884 |
| Half Baths | 1 |
| Central Air Y/N | Yes |
| Total Bedrooms | 3 |
| Room Type | Primary Bedroom,Bedroom 2,Family Room,Bathroom 1,Bathroom 3,Primary Bathroom |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Estimated |
| Laundry Type | Main Floor |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT Source | Assessor |
| Below Grade Finished Area Source | Assessor |
| Bedrooms Count All Upper Levels | 3 |
| Bedrooms Count Upper Level 1 | 3 |
| Bathrooms Half Main Level | 1 |
| Bathrooms Full Upper Level 1 | 2 |
| Bathrooms Full All Upper Levels | 2 |
| Bathrooms Count Upper Level 1 | 2.00 |
| Bathrooms Count All Upper Levels | 2 |
| Above Grade Finished Area Source | Estimated |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Hot Tub,Private Beach |
|---|---|
| Pool | No Pool |
| Fencing | Rear,Aluminum |
| Parking Features | Asphalt Driveway,Electric Vehicle Charging Station(s),Paved Driveway,Paved Parking,Private |
| Lot Features | No Thru Street |
| Water Source | Well,Private |
| Inclusions | 12 x 20 Shed,Hague whole house water filtration,freezer in garage,Google Nest cameras (4),2 cabinets in primary suite sitting room,hot tub,outdoor shower |
| Total Parking Spaces | 2 |
| Garage Features | Garage - Front Entry,Garage Door Opener,Inside Access |
| Type of Parking | Attached Garage,Driveway |
| Land Use Code | E |
| Foundation Details | Concrete Perimeter,Flood Vent |
| Water View Y/N | No |
| Lot Size Acres | 0.33 |
| Road Surface Type | Gravel |
| Water Body Type | Bay |
| Lot Size Source | Assessor |
| Waterfront Y/N | No |
| Door Features | French |
| Other Equipment | Negotiable |
| Water Access Features | Private Beach,Private Access,Canoe/Kayak,Fishing Allowed,Swimming Allowed |
| Road Responsibility | HOA |
| Horse Y/N | No |
| Land Assessed Value | 107600.00 |
| Navigable Water Y/N | Yes |
| Water Oriented Y/N | Yes |
| # of Attached Garage Spaces | 2 |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Bathroom 1 | Main | Flooring - Luxury Vinyl Plank,Lighting - Ceiling | ||
| Bathroom 3 | Upper 1 | Ceiling Fan(s),Flooring - Carpet | ||
| Bedroom 2 | Upper 1 | Ceiling Fan(s),Flooring - Carpet | ||
| Family Room | Main | Fireplace - Gas,Flooring - Luxury Vinyl Plank,Primary Bedroom - Sitting Area | ||
| Primary Bathroom | Upper 1 | Attached Bathroom,Bathroom - Walk-In Shower,Bathroom - Soaking Tub | ||
| Primary Bedroom | Upper 1 | Bathroom - Stall Shower,Bathroom - Soaking Tub,Built-Ins,Ceiling Fan(s),Cathedral/Vaulted Ceiling,Flooring - Carpet,Flooring - Ceramic Tile,Primary Bedroom - Sitting Area,Primary Bedroom - Dressing Area |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 20657
Price
Taxes
Year Built
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